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Residential Purchase Contract As-Is Addendums

Home buyer’s remorse used to mean having some misgivings about the house purchase price paid and the monthly mortgage payments.  Today, it can mean a lawsuit against the home seller.  Sometimes, those lawsuits can be for hundreds of thousands of dollars.  In most cases, insurance does not cover the loss or even the defense.  For […]

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Life Insurance, Suicide & the Two Year/One Year Rules

In Colorado, a life insurance company cannot use suicide to avoid payment of a death benefit if the suicide occurs more than one year after the life insurance policy is in force.

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Do I Need A Trust?

Perhaps the most asked question in our office is, do I need a trust as part of my Colorado estate plan?  The answer depends. There is no Colorado litmus test for who does or doesn’t need a trust.  There are certain factors that influence the decision.  Some clients specifically request an estate planning trust because […]