Entries by admin

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The HOA Insurance Coverage Two-Step

When damage occurs in condominiums or townhomes, one of the main questions is whose insurance is left holding the bag. Does the homeowner’s insurance pay? Or does the Homeowners Association’s?  An Association’s responsibilities are laid out in their Covenants, Conditions, and Restrictions (“CC&Rs” or “Declaration”). However, when it comes to allocating insurance responsibilities between homeowners […]

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Do I Need A Trust?

Perhaps the most asked question in our office is, do I need a trust as part of my Colorado estate plan?  The answer depends. There is no Colorado litmus test for who does or doesn’t need a trust.  There are certain factors that influence the decision.  Some clients specifically request an estate planning trust because […]

Properly Transferring Title I Firearms to Your Trust

The Colorado Red Flag bill is on its way to becoming law.  The Colorado Red Flag Bill allows the Court to issue an order requiring you to surrender your firearms.  As set forth in a previous article, your firearms trust may provide additional protection from confiscation.  For that reason, many people are transferring their Title […]

How to Purchase Firearms in Your Trust – Declaration of Contribution

We strongly recommend purchasing trust firearms using trust funds.  Using a trust financial account and saving the receipts properly documents the purchase by the trust. It is possible to properly document the firearm purchase without a separate trust financial account by using the Declaration of Contribution form provided with your trust, but many will find […]

HOA Board Enforcement Policy Gone Wild?

How much can your HOA Board do without owner approval? When the HOA Board takes steps that can cost the owners money, like adopting an enforcement policy, owners get concerned. Enforcement policy usually involves fines and fees for non-compliance with the HOA covenants. Don’t all the owners get a say on that important of a […]

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Copyright and Facebook

Have you used Facebook to break the law? Probably. Your slippery descent into the criminal underworld starts so innocently. Post a funny video.  Share a good song.  Upload a comic found on another site. These are all everyday Facebook activities. They may also be copyright law violations. Most people have a hazy understanding of what […]